Institutional Lending and Borrowing on Canton

A permissioned peer-to-peer marketplace where KYC’d institutions and accredited investors lend and borrow any asset on Canton Network — with qualified custody, transparent terms, and private on-chain settlement.

Use Cases and Supported Assets

Borrowing/Lending

Get yeld on Stablecoins
Get yeld on CC
Borrow against your CC
Borrow against your cBTC

Platform Features

Undercollateralized Loans

Peer-to-peer loan structure allows for fully counterparty transparency and 
risk assessment, which enables undercollateralized loans.

On-Chain
Auto-Margin

Haven’s protocol continuously monitors collateral ratios and automatically executes on-chain margin adjustments — calling additional collateral or releasing excess — without manual intervention from either party.

Automated Installment Payments

Repayment schedules are encoded 
on-chain at loan origination. Instalments execute automatically at each interval, settling natively on Canton Network. 
No manual tracking, no missed transfers.

How it Works

Haven’s Canton marketplace offers a streamlined process for both lenders and borrowers. Institutions set their own terms, and all transactions settle natively on Canton Network with qualified custody through BitGo.

For Lenders

Get Verified

Complete independent KYC/AML onboarding through Provenance Compliance. All participants are whitelisted before gaining 
platform access.

Dashboard showing Liquid Capital balances with 50 million CC, 100 million USDCx, and 1,000 cBTC totaling 207.5 million USD, with quick actions for lending or borrowing and options to browse borrowing requests, lending offers, and manage lending or borrowing positions.
Explore

Browse active Borrowing Requests in the marketplace, accept borrower's terms or counter-propose customized terms.

Canton marketplace interface displaying active borrowing requests and customizable lending terms.
Set your Terms

If the marketplace does not match your needs, Create Lending Offers and define your preferred rates, duration, and collateral requirements. The marketplace supports both overcollateralized and undercollateralized structures.

Loan offer review screen showing proposal summary with principal amount of 25 million USDCx, interest rate 8.9%, collateral 20.4 million USDCx, duration 6 months, and monthly payment frequencies.
Earn Yeld

Deploy capital and earn returns with 
full transparency into counterparty 
risk, backed by qualified custody 
through BitGo.

Dashboard showing three active lending positions with total loans as 3, zero liquidated, and total principal 215,000,206.00; loans detail principal, collateral amounts, borrowers, and start dates.

For Borrowers

Get Verified

Complete the same independent 
KYC/AML process. Haven’s 
permissioned environment ensures 
every counterparty is vetted.

Settings screen showing account information with user name Demo User, organization Haven Digital, email demo@havendigital.com, membership date January 1, 2024, wallet addresses for Haven Wallet and KYC Wallet, and buttons labeled Deposit and Withdraw.
Find Liquidity

Browse active Lending Offers in the marketplace, accept lender's terms or counter-propose customized terms.

Marketplace interface showing five lending offers with details including counterparty, token type, amount, interest rate, duration, collateral percentage, collateral tokens, liquidation status, and action buttons for details and propose.
Set your Terms

If the marketplace does not match your needs, Create Borrowing Requests and define the structure that works for 
you — choose overcollateralized 
or undercollateralized terms based 
on your risk profile and needs.

Loan proposal review screen showing principal amount 20,000,000 USDCx, duration 4 months, interest rate 9.8%, collateral 100%, and monthly payment frequencies.
Access Capital

Receive funding with transparent settlement. All transactions — collateral locking, repayments, yield distribution 
— settle natively on Canton Network.

Digital loan details interface showing principal amount, collateral, health factor, collateral ratio, next payment, loan information, and payment progress with a progress bar.

On-Chain Settlement and Privacy

All lending and borrowing agreements are recorded and verifiable 
on-chain while remaining private between counterparties.

Collateral locking
Loan repayments
Yeld distribution

Every transaction — including collateral locking, loan repayments, and yield distribution — settles natively on Canton Network.

Correct settlement
Confidentiality

Haven’s platform interacts directly with the 
Canton ledger, ensuring correct settlement 
while preserving the confidentiality that institutional participants require.

Haven Primitives in Canton

Fully Regulated

Loan terms are signed both on-chain and off-chain through enforceable 
legal agreements.

Qualified Custody

BitGo logo.

Compliant

Provenance logo.

Tailored

Lenders and borrowers define the terms they want — interest rate, duration, collateral assets, collateral %, liquidation threshold, grant period, re-payment schedule, etc.

Counterparty Transparency

Every participant is whitelisted. 
No anonymous or unverified parties.

What is a Permissioned Peer-to-Peer 
Lending Marketplace?

A permissioned peer-to-peer lending marketplace is a platform where vetted institutions directly lend to and borrow from each other without a central intermediary setting rates. Unlike retail lending platforms, all participants undergo independent compliance screening before access. Haven’s Canton marketplace operates on this model — institutions negotiate custom rates, duration, and collateral requirements directly, with all transactions settling on-chain via Canton Network.

P2P Lending Marketplace

On-Chain Settlement

Loan agreements and repayments are recorded and executed directly on a blockchain (Canton Network in Haven’s case). This provides transparency, instant final settlement, and eliminates reliance on traditional banking infrastructure — while maintaining the privacy that institutional participants require.

Abstract 3D isometric diagram of connected rectangular blocks representing a network or blockchain structure.

FAQs

 What is institutional peer-to-peer lending on Canton Network?

Haven’s Canton marketplace is a permissioned peer-to-peer lending platform where KYC’d institutions and accredited investors lend and borrow any supported asset with qualified custody, transparent terms, and on-chain settlement. Participants directly negotiate rates, duration, and collateral requirements without intermediaries. All transactions settle natively on Canton Network, and assets are held with BitGo.

Who can access Haven’s Canton marketplace?

Access is limited to institutions and accredited investors who have completed independent KYC/AML screening through Provenance Compliance and been whitelisted. Haven does not serve retail or anonymous users.

What assets can I lend or borrow on Canton?

Haven’s Canton marketplace currently supports CC (Canton Coin), USDCx, and cBTC. Additional assets will be available as the marketplace expands. Participants can customize loan terms for any supported asset.

How much control do I have over lending terms?

Complete control. As a lender, you set your desired rate, duration, collateral requirements, and whether you accept over- or undercollateralized loans. As a borrower, you accept a lender’s terms or submit your own request. Haven facilitates matching, settlement, and compliance — not terms.

Is my capital in qualified custody during a loan?

Yes. Collateral in the Canton marketplace is held with BitGo, a qualified custodian. Assets are segregated from Haven’s operations and protected under institutional custody standards throughout the lending period.

How does on-chain settlement work?

When you execute a loan: collateral locks on-chain, funding transfers to the borrower’s wallet, and repayment plus interest settle natively on Canton Network. This provides real-time finality and transparency. All transactions are audited by Haven’s operating team.

 Is Haven’s Canton marketplace regulated?

Yes. Haven Digital Partners is a regulated investment management company. All Canton marketplace participants undergo independent KYC/AML screening, and all on-chain activity is continuously monitored via Elliptic and Chainalysis.

How long does onboarding take?

Onboarding typically takes 3–5 business days: KYC/AML screening through Provenance Compliance (1-3 days), whitelisting, and account activation. Our team guides you through each step.

Start Lending or 
Borrowing on Canton

Haven’s Canton marketplace is open to institutions and 
accredited investors. Request access and our team will 
guide you through onboarding.

Request access
Request access